Personal protection with premium coverage at modest cost. Term life insurance is convertible to whole life and coverage is guaranteed - automatic renewal at five-year intervals to age 65.

Benefits:

• Ideal for personal lending
• 30-day FREE trial
• Lower rates for women and non-smokers
• Payment options include monthly pre-authorized debit, semi-annual or annual

Features:

• Minimum coverage - $10,000
• Maximum coverage - $500,000
• Terminates on anniversary date following 70th birthday
• Underwritten by CUIS Life Insurance Company 
  
  Contact CUMIS at 1-800-263-9120 or http://www.cumis.com/cumis/
  
  Or contact our Credit Union Financial Planner Rae Tench, CFP, of Credential Financial Strategies, 155 Ochterloney St, 4th Floor, Dartmouth, NS B2Y 1C9.  Telephone 902-464-7117, Cell 902-209-5371, Fax 902-464-7118.